How to Invest 100k in 2020? 6 Right Ways to Invest Your Money

You have a $100,000 lying around, and you have no idea what to do with it. You’re in a position that many people would love to find themselves in. Blowing your money isn’t an option since you’ve got to find a way to turn that hundred grand into more money.

If it were up to many, they would go on a trip around the world and blow as much cash as possible. you’re the type of person who thinks about the future, and that’s why you want your nest egg to grow over time. Here we’re going to give you some great ideas on how to invest 100k.

1. Invest in the Stock Market

You saw this one coming a mile away. What stock do you invest in? Some people are going to tell you to spread your money out to minimize your risk. Spreading your investment also means not making the most that you can.

What happens if a stock takes off like a rocket, and you only have a tiny percentage of your money invested in it? You’re not going to make much, if anything, when the stock climbs up in price.

If you’re the gambling type, then put a significant portion, or all of your money, in one stock. Make sure that it’s a rock-solid stock with plenty of growth potential. If you’re willing to take the risk, then the reward can be massive in a short time. It’s not unheard of for a stock to double its value or more in a year or less.

2. Further Your Education


Here is an investment that almost all of you will overlook. What about taking at least a portion of your money and using it to further your education? Have you ever thought about getting a new degree or going for a masters or doctorate? If not, why not?

If you invest the money into yourself, it will have the most significant return. You are by far the most important thing you’ll ever invest in. Yes; the returns won’t be immediate, and no, they are huge right away.

The return on your investment compounds throughout your life when you go back to school. Think about how much more you’ll earn until you retire if you could get a better job. Investing in yourself always has the highest returns and those who understand that end up living a life of success.

3. Pay off All of Your Debts

Clear of debts

What a colossal mistake it would be to have all that money and still pay interest on your debts. Only a fool would be in debt while having so much cash on hand. If you owe anyone anything, then now is the time to take care of it.

Pay off your house, car, or any medical debt you have. Those credit cards in your wallet come with super high interest, and it’s killing your financial future. Do something about it now by paying off those credit cards once and for all.

The only time you should use your credit cards is if you can pay the balance off immediately or if you are in dire need of something and don’t have the cash on hand to pay for it.

Any debt you have weighs you down big time. Paying interest to a financial institution is like throwing cash out your window. The money you spend on interest isn’t you doing a bit of good. All that money is lining the pockets of rich bankers.

Stop doing that and start putting that money back in your pocket. Pay off your debts and take whatever is left and invest it in the many different suggestions here. First, pay those people off and stop paying so much interest that it makes you look like a fool.

4. Buy Real Estate

real estate How to Invest 100k

Real estate can be tricky, and you’ve got to be careful. So many people make the mistake of buying the cheapest houses they can get. Do you want to have the reputation of being a slum lord? If not, then avoid buying anything that might be considered a dump.

It’s also a good idea to pay close attention to the area in which you’re buying a property in. The best-kept houses in run-down sections of town still are in the ghetto. It’s a foolish investment to invest the money that you’ve worked so hard for in a dump.

Always try to keep your reputation as a landlord as being an honorable person by not buying properties that are eyesores.

House flipping is a fantastic way to make money off of your investment quickly. It’s best if you know your way around a hammer and can fix the places up yourself. If you can restore the homes, then your money will go a lot further.

Huge profits are had by those who can buy houses and quickly turn them into cash. The critical thing is that you need to buy the homes cheap enough and the repairs can’t be more than your total sum of money.

You can invest in more expensive houses down the line once your 100k is turned into an even bigger wad of cash.

5. Go on a Wild Ride and Invest in Cryptocurrency


Cryptocurrency is not for the weak of heart. If you’re prepared to gamble big time, then Bitcoin and other cryptocurrencies might be something to look into. Don’t be tricked into thinking that crypto is stable because Bitcoin isn’t as rocky as it once was.

Bitcoin still fluctuates a lot, and the smaller altcoins even more so. Be prepared to lose quite a significant portion of your investment if the winds suddenly blow in a different direction, and crypto takes a hit.

You can gain 10% on your investment just as quickly as you can lose it. Keep that in the back of your mind as you invest in coins that fluctuate on a daily, if not hourly basis.

Want to know more about how to successfully invest in cryptocurrency, then you should go right ahead and check out for the best and most reliable Crypto content online.

6. A Savings Account Is an Old Standby That’s Safe

How to Invest 100k saving

Can you go wrong, putting your money in a savings account? You could do worse. You know you aren’t going to lose your money in a savings account. You could put your money in a CD and let it sit there for a while.

If you don’t know what to do with your money, put it in a savings account and let it grow a little interest. You aren’t going to get rich off of your savings account, but hopefully, the interest you make will be more than inflation. 

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