Thinking about retirement conjures up all kinds of thoughts. The first thing you think about is how much time you’ll finally get to spend spoiling your grandchildren. After that, you think about vacation and doing all the things that you’ve always wanted to do. Somewhere down the line, the thought of money crosses your mind. … Read More →
One question that probably goes through every adult’s mind is if they should go for public health insurance offered by the state or private health insurance. Deciding is not that easy and there is a lot that goes into both the policies. To decide which insurance to go for, first, you need to know the … Read More →
It shouldn’t come as a surprise to anyone that someone who is filing for Chapter 13 bankruptcy has no money. This article throws light on how to file Chapter 13 with no money. But can you file for chapter 13 for free? The short answer to that question is no. You will have to pay … Read More →
It’s been your lifelong dream to invest in the stock market. You’re not Warren Buffet and you’ve got a limit amount of funds to invest. You should never allow yourself to entertain the idea of not investing due to a lack of money. It doesn’t matter if all you have is enough money to buy … Read More →
Are you thinking of buying a new car? Well, that is something really exciting! You must be preparing endlessly to welcome your new car to your house. You even search for different cars and choose the best one that you can buy. Many of you even visit different car dealers and seek some guidance on … Read More →
Every person who owns or drives a car needs to insure it. Some countries make it essential to have insurance if you have a car that you use. The car you use doesn’t necessarily need to belong to you as people indulge in buying second-hand cars very frequently. So the main question is “Can I … Read More →
So, you’re thinking of your golden years in retirement. You know, those glorious days when you spend your time doing nothing at all. Maybe you’ll spend your retirement with your feet in the sand on the beach. Perhaps you’d like to move to a quaint little town and enjoy some peace and quiet. No matter … Read More →
We all know that paying off debt as quickly as possible is always a good idea. But is paying off student loans early a good idea? Paying interest on any debt is like flushing cash down the toilet. You get nothing for the interest payments that you make, and they’re only making someone else richer. … Read More →
You’ve got some money in your pocket, and it’s about to burn a hole in it. You don’t want the money to vanish in thin air. You’ve heard people talk about money market account vs savings account. Now you’re ready to save your money and not spend it on foolish stuff. The problem is, you … Read More →
How do student loans work? Anyone who is about to go to college or is thinking about going will at some point need to consider if they need a student loan. You will hear a lot of terms thrown around between now and when you first step foot in a classroom. Some of those terms … Read More →
With the global population moving towards a cashless world, people prefer paying for small services by means of account transfers and checks rather than cash. Although this is positive for those who compensate, it might not be so much in the recipient’s favor. More often than not, banks are paying for the services they offer, … Read More →
Life insurance is among the foundations of personal finance that every household needs to recognize. I would even go so far as to suggest most of this is important. But, given its almost universal applicability, there is still much uncertainty and even cynicism about life insurance. But this article would provide an easy-to-understand description of … Read More →
How does life insurance work? Life insurance functions very simply: The policyholder charges an insurance company a fixed amount of money–the rate. The company provides a tax-free sum of money if the policyholder passes while the policy remains working–the death benefit. The parties receiving the benefit of death, typically family members, are called beneficiaries. The … Read More →
Individuals with low income and welfare recipients can qualify for the federal government or non-profit transportation assistance. The plan will help pay for repairs to vehicles, such as new tires, engines, and other work needed. The service they generated is called Job Access and Reverse Commute, or JARC. This is limited in reach and funding … Read More →
Pension vs 401(k), confused what to choose? There is a considerable variety of retirement plan options available to employees. However, given that all of these plans have their own set of benefits and drawbacks, you must know exactly which one you should select and why. That’s why today, we have compiled the six most important … Read More →
There are many things much more tougher to handle than a divorce. If the difficulties regarding family aren’t difficult enough for couples, they also have to deal with financial settlements, and the battles for assets, ranging from properties to cash and other investments. Retirement plans & pensions are often a hot topic during the agreements, … Read More →