Where to Cash a Check Without Paying Fee: 6 Places to Cash a Personal Check

Where to Cash a Check Without Paying Fee

With the global population moving towards a cashless world, people prefer paying for small services by means of account transfers and checks rather than cash. Although this is positive for those who compensate, it might not be so much in the recipient’s favor. More often than not, banks are paying for the services they offer, … Read More →

Types of Life Insurance: Types and Important Points to Consider When Buying a Life Insurance?

Types of Life Insurance

Life insurance is among the foundations of personal finance that every household needs to recognize. I would even go so far as to suggest most of this is important. But, given its almost universal applicability, there is still much uncertainty and even cynicism about life insurance. But this article would provide an easy-to-understand description of … Read More →

How Does Life Insurance Work? 5 Things Very Few People Know

How Does Life Insurance Work

How does life insurance work? Life insurance functions very simply: The policyholder charges an insurance company a fixed amount of money–the rate. The company provides a tax-free sum of money if the policyholder passes while the policy remains working–the death benefit.  The parties receiving the benefit of death, typically family members, are called beneficiaries. The … Read More →

Government Assistance for Car Repairs: Boon for Low-Income Families

Government-Assistance-for-Car-Repairs

Individuals with low income and welfare recipients can qualify for the federal government or non-profit transportation assistance. The plan will help pay for repairs to vehicles, such as new tires, engines, and other work needed. The service they generated is called Job Access and Reverse Commute, or JARC. This is limited in reach and funding … Read More →

Ask a Financial Specialist: How Many Bank Accounts Should I Have?

How many bank account should I have

There’s no denying it, having too many bank accounts can be overwhelming. But if you can organize your multiple accounts in a way that they all support your planned financial goals, then having multiple accounts should be encouraged, not frowned upon.  When you ask, “How many Bank Accounts Should I have?”, The quick answer is … Read More →

Pension vs 401(k) Plans: What’s the Better Option?

pension vs 401K

Pension vs 401(k), confused what to choose? There is a considerable variety of retirement plan options available to employees. However, given that all of these plans have their own set of benefits and drawbacks, you must know exactly which one you should select and why. That’s why today, we have compiled the six most important … Read More →

Protecting and Keeping Your Pension in a Divorce: 5 Important Steps to Take Before Getting a Divorce

keeping your pension in a divorce

There are many things much more tougher to handle than a divorce. If the difficulties regarding family aren’t difficult enough for couples, they also have to deal with financial settlements, and the battles for assets, ranging from properties to cash and other investments.  Retirement plans & pensions are often a hot topic during the agreements, … Read More →

How to Get Car Insurance Estimate Without Personal Information

car insurance estimate without personal information

What do you need to get car insurance estimate without personal information? Have these five things ready before you get a quote. Many people believe that to get a car insurance quote that you must provide a lot of information. The fact is, you don’t need to give any personal information at all. The information … Read More →

What Is a Health Insurance Premium? Everything You Need to Know

What Is a Health Insurance Premium

What is a health insurance premium? The world of health insurance can be a complicated place for anyone who isn’t familiar with the terms used. Here we’re going to talk about what health insurance premiums are what the insurance company expects of you. Health insurance is a two-way street in that both you and the … Read More →